# 1cc.ai: Full Product Context

> 1cc.ai is a free privacy-first finance app for people who want to track spending and follow multiple asset classes in one place. The website describes a product that combines bookkeeping, portfolio monitoring, data export, and AI-powered summaries while keeping the product boundary clear: it is an informational tracking tool, not a financial advisor.

## Product Identity

- **Name:** 1cc.ai
- **Website:** [https://1cc.ai](https://1cc.ai)
- **Category:** Personal finance and portfolio tracking
- **Pricing:** Free to download and free to use
- **Platforms:** iOS and Android
- **Support email:** [support@1cc.ai](mailto:support@1cc.ai)
- **X / updates:** [https://x.com/ddd_wpz](https://x.com/ddd_wpz)

## What The Product Helps Users Do

- Record day-to-day spending
- Review cash flow and net worth trends
- Track portfolios across multiple asset classes
- Keep spending and investing data in one dashboard
- Export records for outside analysis
- Use AI-generated summaries to review activity faster
- Use AI-assisted review language to inspect allocation drift and unusual changes

## Assets and Financial Data Mentioned On The Site

- Expenses and bookkeeping records
- US stocks
- ETFs
- Options
- Gold
- US Treasury Bonds
- Multi-currency balances

## Privacy and Data Handling

- The privacy policy says detailed financial records are stored locally on the user's device or in the user's personal cloud storage.
- The privacy policy says the app creates an encrypted database locally on the device.
- When sync is enabled, the privacy policy says data is transmitted directly between the device and the user's personal cloud storage.
- The privacy policy says the company does not operate an intermediary server to store those financial records.
- The site also mentions anonymous usage statistics for improving app performance.

## AI and Insight Features

- The homepage describes AI-powered insights and summaries.
- Feature copy frames AI as a way to review activity, portfolio changes, and notable patterns faster.
- FAQ and terms copy explicitly limit AI output to informational use.
- The site does not claim professional financial, legal, or tax advisory status.

## AI Analysis Capabilities Described On The Site

- Portfolio summary across multiple holdings
- Allocation drift review across asset classes
- Expense anomaly review
- Multi-asset context combining spending and holdings in one explanation
- Example analysis tasks are framed as review support rather than recommendations

## Export and Reporting

- FAQ copy says users can export transaction history and asset reports.
- Export formats mentioned on the site are CSV and Excel.
- Export is positioned as a way to run independent analysis or share records with an accountant or advisor.

## Pricing and Offer Messaging

- 1cc.ai is described as free to download and free to use.
- The free app includes expanded tracking, AI-powered insights, export tools, and related premium features.
- The public site says no credit card or subscription is required for the app features described on the website.

## Important Boundaries

- The terms page says 1cc.ai is a tracking and visualization tool.
- The site does not promise guaranteed investment performance.
- The site does not make hard claims about regulatory certifications, audit reports, download counts, app ratings, or future product launches.

## Product Context Page

- [Product Context](https://1cc.ai/product-context)
- This page is intended as a stable human-readable and crawler-readable explanation of product identity, supported assets, privacy boundaries, export support, platform links, and AI positioning.

## Asset Tracker Pages

- [Multi-Asset Portfolio Tracker](https://1cc.ai/portfolio-tracker-app)
- [Gold Tracker](https://1cc.ai/gold-tracker-app)
- [Gold Portfolio App and Physical Gold Tracking Software](https://1cc.ai/gold-tracker-app)
- [Bond Tracker](https://1cc.ai/bond-tracker-app)
- [ETF Portfolio Tracker](https://1cc.ai/etf-portfolio-tracker)
- [Expense and Investment Tracker](https://1cc.ai/expense-and-investment-tracker)

## Machine-Readable Document Set

- [Agent Readiness](https://1cc.ai/agent-readiness.json)
- [Product Overview](https://1cc.ai/docs/product-overview.md)
- [Capability Matrix](https://1cc.ai/docs/capability-matrix.md)
- [AI Asset Analysis](https://1cc.ai/docs/ai-asset-analysis.md)
- [AI Boundaries](https://1cc.ai/docs/ai-boundaries.md)
- [Privacy and Data Boundaries](https://1cc.ai/docs/privacy-and-data-boundaries.md)
- [Export and Reporting](https://1cc.ai/docs/export-and-reporting.md)
- [Tracker Pages](https://1cc.ai/docs/tracker-pages.md)

## Agent Integration Boundary

- The public website does not currently offer a public account API.
- The public website does not currently publish an OpenAPI specification.
- The public website does not currently offer OAuth authorization for agents.
- The public website does not currently offer an MCP server.
- The machine-readable agent readiness summary is available at [https://1cc.ai/agent-readiness.json](https://1cc.ai/agent-readiness.json).

## Source Pages

- [Homepage](https://1cc.ai)
- [FAQ](https://1cc.ai/#faq)
- [Pricing](https://1cc.ai/#pricing)
- [Privacy Policy](https://1cc.ai/privacy-policy)
- [Terms of Service](https://1cc.ai/terms-of-service)

## Store Links

- [App Store](https://apps.apple.com/us/app/record-x-gold-bond-tracker/id6473734498)
- [Google Play](https://play.google.com/store/apps/details?id=com.ogold.recordx)

## Company Signals

- **Email:** support@1cc.ai
- **Registered address:** 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ