Mint won on convenience. Bank sync and auto-categorization were the best in the category, and nothing on this page changes that. Mint also required users to export their history before shutdown if they wanted a copy.
1cc.ai does not offer bank sync, read-only account connections, CSV or Excel export, or Mint import. You record transactions yourself. Records are stored through the 1cc.ai API in Supabase-backed cloud storage.
If you want zero-effort tracking or connected banking, 1cc.ai is the wrong fit. Look at the current alternatives and check their privacy and export terms. 1cc.ai is for people who want to enter their own records and see spending, cash, and a multi-asset portfolio in one account.