Comparison · mint alternative
Mint shut down on March 23, 2024. Compare what Mint did vs what 1cc.ai does now — privacy, portfolio tracking, exports, and where each one falls short.
Mint officially shut down on March 23, 2024. Intuit migrated users toward Credit Karma, and any transaction data not exported before that date is no longer reachable through Mint. If you're searching for a Mint alternative, you're probably rebuilding your finance records from scratch — so the real question is which tool fits the kind of records you want to keep going forward.
Mint (Intuit) — Shut down March 23, 2024
| Dimension | Mint (Intuit) | 1cc.ai |
|---|---|---|
| Status | Discontinued March 23, 2024. No new accounts. | Active. Free to download on iOS and Android. |
| Data ownership | Stored on Intuit's servers. Users had to export before shutdown or lost access to their own history. | Local encrypted storage on your device, with optional sync through your own iCloud or Drive. |
| Portfolio & investment tracking | Account-linked balances; limited manual detail for stocks, ETFs, bonds, and gold. | Manual multi-asset tracking — stocks, ETFs, bonds, gold, cash — recorded by you, not a read-only feed. |
| Budgeting & expense tracking | Industry-leading auto-categorization via bank connections. | Manual entry. Better if you want intentional records, worse if you want zero-effort automation. |
| Automatic bank sync | Yes — via Plaid and direct bank connections. | No. You record transactions yourself. This is a privacy choice, but it's real work. |
| Exports | CSV export only, and only while Mint was still running. | CSV and Excel exports, any time. |
| Price | Was free. | Free to download, free to use. |
| AI summaries | None. | Informational AI summaries of spending and portfolio changes — review support, not advice. |
Mint won on convenience. Automatic bank sync and auto-categorization were genuinely best-in-class, and nothing here changes that. But Mint required you to hand your full financial life to Intuit's servers, and when it shut down, users who hadn't exported in time lost access to their own transaction history.
1cc.ai takes the opposite trade: no automatic bank sync, no read-only account connections, and you record transactions yourself. In return, records live on your device, you can export anytime, and no company can shut down and lock you out.
If you want zero-effort tracking, 1cc.ai is probably the wrong fit — look at Credit Karma (Intuit's successor), Rocket Money, or Monarch Money, which all offer connected banking. If you want a privacy-first record system you actually own, with portfolio context Mint never had, 1cc.ai is built for that.
Mint shut down on March 23, 2024. Intuit migrated users toward Credit Karma, and any transaction data not exported before that date is no longer accessible through Mint.
Partially. 1cc.ai covers expense tracking, budgeting, and adds portfolio tracking and privacy-first storage that Mint lacked. But it does not offer automatic bank sync or auto-categorization — you record transactions manually. If automatic sync was your favorite Mint feature, 1cc.ai may not fit.
No. 1cc.ai is intentionally manual and offline-first. There is no Plaid or bank-feed integration. This is a privacy trade-off: your records never leave your device unless you choose to sync through your own cloud storage.
1cc.ai supports CSV and Excel formats, so records you exported from Mint before shutdown can be re-organized inside the app. There is no one-click Mint import wizard.
Yes. 1cc.ai is free to download on iOS and Android and free to use.
Credit Karma (Intuit's successor), Rocket Money, and Monarch Money all offer automatic bank sync. 1cc.ai is the better fit if you specifically want privacy-first, offline, manually-kept records rather than connected banking.