Capability
Bring assets, debts, income and investments together. Understand your financial position with AI and explore your path to financial independence.
Product Context
From everyday records to long-term plans.
1cc.ai is a personal finance app for iOS and Android. It combines assets and debts, cash flow, investment tracking, FIRE planning and informational AI review.
1cc.ai is free to download. Optional in-app purchases or subscriptions may apply.
No financial, legal, or tax advice. Read the complete AI boundaries.
Product Overview
Bring assets, debts, income and investments together. Understand your financial position with AI and explore your path to financial independence.
Capability Matrix
Supported US stocks update in real time. Option chains start with snapshots; supported contracts also receive live quotes and trades. Availability, sessions and latency depend on the instrument and provider.
AI Boundaries
Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you.
pricing
1cc.ai is free to download. Optional in-app purchases or subscriptions may apply.
iOS / Android
iOS / Android
Included today
Bring assets, debts, income and investments together. Understand your financial position with AI and explore your path to financial independence.
AI review
Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you.
Capability Matrix
Supported US stocks update in real time. Option chains start with snapshots; supported contracts also receive live quotes and trades. Availability, sessions and latency depend on the instrument and provider.
| Capability | Included today | AI review | AI Boundaries |
|---|---|---|---|
| Assets and debts. One clear picture. | See net worth alongside cash, investments and other assets, minus credit-card balances and loans. Follow changes and open the records behind each total. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | Review valuation sources, timestamps and incomplete data before drawing conclusions. |
| Understand where your money goes. | Record income and spending, review cash flow, and keep balances in different currencies together with the exchange rate used. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | Review valuation sources, timestamps and incomplete data before drawing conclusions. |
| Your investments, with market context. | Track stocks, ETFs, options, gold and US Treasuries. Explore stock and option screeners, strategy building and portfolio risk alongside your holdings. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | Review valuation sources, timestamps and incomplete data before drawing conclusions. |
| Make a plan for financial independence. | Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | FIRE projections are scenarios based on assumptions, not a forecast or a guaranteed return. Investable assets and net worth are different measures. |
| Real-time stock prices | Holdings and watchlist symbols update from a live feed during supported US sessions. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | Market-data availability and latency vary by exchange, instrument, and provider. |
| Full-session view | Regular-session price change and a full-session sparkline for each symbol. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | Market-data availability and latency vary by exchange, instrument, and provider. |
| Option chains | Chain snapshots include bid/ask, IV, volume, open interest and Greeks. Supported contracts receive live quote and trade updates; not every field updates in real time. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | Market-data availability and latency vary by exchange, instrument, and provider. |
| Option portfolio risk | P&L, Delta, Gamma, Theta, Vega, stress scenarios, expiration risk, and coverage alerts across your positions. | Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you. | Market-data availability and latency vary by exchange, instrument, and provider. |
Included today
- Expense and cash-flow tracking
- Stocks, ETFs, options, gold, and bonds
- AI summaries
- Multi-currency support
- Real-time US stock prices
- Authenticated cloud storage
- Encrypted network transport
- Same-account device access
- Cash, holdings, credit cards and loans
- Net worth changes, valuation sources and missing data
- Income, expenses and recurring records
- Multi-currency balances and cash flow
- Stock and option screening, strategy tools
- Allocation, option Greeks and portfolio risk
- Spending-based targets and contribution scenarios
- Plan adjustments and a 30-day action review
A short summary of what changed.
Portfolio summary
A recap of what changed across holdings and net worth, and the main drivers, for the period you pick.
Allocation drift
Flags when one asset class has grown into a larger share of the portfolio.
Expense anomalies
Points out unusual spending, repeating outliers, and cash flow changes worth a second look.
Where your records live.
Authenticated cloud storage
Financial records are stored remotely through the 1cc.ai API and Supabase.
Encrypted transport
Network connections protect data in transit between the app, API, and service providers.
Same-account access
Sign in with the same account on another supported device to see the same records. CSV and Excel export are not currently available.
Device to 1cc.ai API to authenticated cloud storage
Authenticated cloud storage
Financial records are stored remotely through the 1cc.ai API and Supabase.
Encrypted transport
Network connections protect data in transit between the app, API, and service providers.
Make a plan for financial independence.
Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period.
FIRE projections are scenarios based on assumptions, not a forecast or a guaranteed return. Investable assets and net worth are different measures.
A short summary of what changed.
Review
A recap of what changed across holdings and net worth, and the main drivers, for the period you pick.
AI boundaries
No financial, legal, or tax advice. Read the complete AI boundaries.
Review
Flags when one asset class has grown into a larger share of the portfolio.
AI boundaries
No financial, legal, or tax advice. Read the complete AI boundaries.
Review
Points out unusual spending, repeating outliers, and cash flow changes worth a second look.
AI boundaries
No financial, legal, or tax advice. Read the complete AI boundaries.
Privacy Boundaries
- Net worth is the value of assets minus liabilities. Expenses are cash-flow records, not additional assets.
- FIRE projections are scenarios based on assumptions, not a forecast or a guaranteed return. Investable assets and net worth are different measures.
- Market-data availability and latency vary by exchange, instrument, and provider.
- No financial, legal, or tax advice. Read the complete AI boundaries.
- Financial records are stored remotely through the 1cc.ai API and Supabase. Sign in to the same account on another supported device to access the same records.
- 1cc.ai stores financial records in authenticated cloud infrastructure backed by Supabase. Network connections are encrypted, and access is tied to your signed-in account. No online system can guarantee absolute security.
Frequently asked questions
What is 1cc.ai?
1cc.ai is a personal finance app for iOS and Android. It combines assets and debts, cash flow, investment tracking, FIRE planning and informational AI review.
How does 1cc.ai calculate net worth?
Net worth is the value of assets minus liabilities. Expenses are cash-flow records, not additional assets.
What does FIRE planning in 1cc.ai do?
Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period. FIRE projections are scenarios based on assumptions, not a forecast or a guaranteed return. Investable assets and net worth are different measures.
Does 1cc.ai connect to banks or brokerages?
No. You enter financial records manually. 1cc.ai does not sync bank or brokerage accounts, execute trades or hold financial assets. Its website provides product information and account tools, not a web version of the financial ledger.
Is my financial data secure?
1cc.ai stores financial records in authenticated cloud infrastructure backed by Supabase. Network connections are encrypted, and access is tied to your signed-in account. No online system can guarantee absolute security.
What can I track in 1cc.ai?
See net worth alongside cash, investments and other assets, minus credit-card balances and loans. Follow changes and open the records behind each total. Record income and spending, review cash flow, and keep balances in different currencies together with the exchange rate used. Track stocks, ETFs, options, gold and US Treasuries. Explore stock and option screeners, strategy building and portfolio risk alongside your holdings. Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period.
Can I export my data?
Not currently. CSV and Excel export are not implemented in the current app.
References
Agent Readiness
Bring assets, debts, income and investments together. Understand your financial position with AI and explore your path to financial independence.
Product Overview
Bring assets, debts, income and investments together. Understand your financial position with AI and explore your path to financial independence.
Capability Matrix
Supported US stocks update in real time. Option chains start with snapshots; supported contracts also receive live quotes and trades. Availability, sessions and latency depend on the instrument and provider.
AI Boundaries
Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you.
Privacy Boundaries
Records are stored in authenticated cloud storage backed by Supabase and reached through your signed-in account.
Export & Reporting
Not currently. CSV and Excel export are not implemented in the current app.