Spending and holdings in one account
Day-to-day expenses are recorded next to stocks, ETFs, options, US Treasuries, gold, and cash.
Tracker pages · expense and investment tracker
Expense and Investment Tracker in One App
Record expenses and investments in one app, with a multi-asset portfolio view and AI summaries for review. Free to download on iOS and Android.
Included today
One net worth figure
Assets minus liabilities form the net worth total. Cash-flow records explain spending without counting it as an additional asset.
AI summaries
Pick a period and get a plain-language recap of spending and portfolio changes. Output is informational.
Where records are stored
Records are stored through the 1cc.ai API in Supabase-backed cloud storage. Network transport is encrypted and access is tied to your signed-in account.
One record set instead of two apps
A budgeting app stops at spending. A portfolio app ignores the cash that spending comes from. 1cc.ai keeps both in one set of records, so a month's expenses and a month's portfolio change are read together.
A short summary of what changed.
Spending and holdings together
One recap of how expenses, cash flow, and investment positions moved over the same period.
Anomalies and drift
Unexpected spending jumps and shifts in portfolio weight are flagged in the same review.
Shorter check-ins
Both sides of your finances are reviewed in one pass instead of two separate apps.
From everyday records to long-term plans.
Assets and debts. One clear picture.
See net worth alongside cash, investments and other assets, minus credit-card balances and loans. Follow changes and open the records behind each total.
Understand where your money goes.
Record income and spending, review cash flow, and keep balances in different currencies together with the exchange rate used.
Your investments, with market context.
Track stocks, ETFs, options, gold and US Treasuries. Explore stock and option screeners, strategy building and portfolio risk alongside your holdings.
Make a plan for financial independence.
Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period.
Frequently asked questions
Why combine expense tracking and investment tracking?
Because spending draws on the same cash that funds investments. Keeping both in one set of records shows the effect of one on the other.
What assets can I track besides expenses?
US stocks, ETFs, options, US Treasury bonds, gold, and cash balances.
Is this a budgeting tool or an investment tool?
Both. It records spending and holdings. It is a review and record-keeping product, not an advisory service.