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Your financial picture,in one app.

Bring assets, debts, income and investments together. Understand your financial position with AI and explore your path to financial independence.

From everyday records to long-term plans.

Assets and debts. One clear picture.

See net worth alongside cash, investments and other assets, minus credit-card balances and loans. Follow changes and open the records behind each total.

  • Cash, holdings, credit cards and loans
  • Net worth changes, valuation sources and missing data

Review valuation sources, timestamps and incomplete data before drawing conclusions.

Net Worth Tracker

Understand where your money goes.

Record income and spending, review cash flow, and keep balances in different currencies together with the exchange rate used.

  • Income, expenses and recurring records
  • Multi-currency balances and cash flow

Record expenses and balances in several currencies and review them with the exchange rate shown.

Multi-Currency Tracker

Markets

Your investments, with market context.

Track stocks, ETFs, options, gold and US Treasuries. Explore stock and option screeners, strategy building and portfolio risk alongside your holdings.

Portfolio Tracker

Real-time stock prices

Real time

Holdings and watchlist symbols update from a live feed during supported US sessions.

Full-session view

Intraday

Regular-session price change and a full-session sparkline for each symbol.

Option chains

Snapshot + live

Chain snapshots include bid/ask, IV, volume, open interest and Greeks. Supported contracts receive live quote and trade updates; not every field updates in real time.

Option portfolio risk

Portfolio

P&L, Delta, Gamma, Theta, Vega, stress scenarios, expiration risk, and coverage alerts across your positions.

Supported US stocks update in real time. Option chains start with snapshots; supported contracts also receive live quotes and trades. Availability, sessions and latency depend on the instrument and provider. Market-data availability and latency vary by exchange, instrument, and provider.

FIRE planning

Make a plan for financial independence.

Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period.

  • Spending-based targets and contribution scenarios
  • Plan adjustments and a 30-day action review

FIRE projections are scenarios based on assumptions, not a forecast or a guaranteed return. Investable assets and net worth are different measures.

Product Context
FIRE planning. Capability illustrations. Sample data, not a live account. Illustrations show an English-language interface.
Capability illustrations. Sample data, not a live account.

AI review

A short summary of what changed.

Pick a period. The app writes a plain-language recap of spending and holdings. The output is informational; decisions stay with you.

No financial, legal, or tax advice. Read the complete AI boundaries.

Portfolio summary

A recap of what changed across holdings and net worth, and the main drivers, for the period you pick.

Allocation drift

Flags when one asset class has grown into a larger share of the portfolio.

Expense anomalies

Points out unusual spending, repeating outliers, and cash flow changes worth a second look.

Data handling

Where your records live.

Records are stored in authenticated cloud storage backed by Supabase and reached through your signed-in account.

  1. Your device
  2. 1cc.ai API
  3. Supabase storage

Authenticated cloud storage

Financial records are stored remotely through the 1cc.ai API and Supabase.

Encrypted transport

Network connections protect data in transit between the app, API, and service providers.

Same-account access

Sign in with the same account on another supported device to see the same records. CSV and Excel export are not currently available.

Start with the records you already have.

Download 1cc.ai for iOS or Android. Free to download; optional in-app purchases or subscriptions may apply.

Current feature availability and prices are shown before purchase.

FAQ

Frequently asked questions

Privacy, supported assets, sync, export, and cost.

What is 1cc.ai?

1cc.ai is a personal finance app for iOS and Android. It combines assets and debts, cash flow, investment tracking, FIRE planning and informational AI review.

How does 1cc.ai calculate net worth?

Net worth is the value of assets minus liabilities. Expenses are cash-flow records, not additional assets.

What does FIRE planning in 1cc.ai do?

Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period. FIRE projections are scenarios based on assumptions, not a forecast or a guaranteed return. Investable assets and net worth are different measures.

Does 1cc.ai connect to banks or brokerages?

No. You enter financial records manually. 1cc.ai does not sync bank or brokerage accounts, execute trades or hold financial assets. Its website provides product information and account tools, not a web version of the financial ledger.

Is my financial data secure?

1cc.ai stores financial records in authenticated cloud infrastructure backed by Supabase. Network connections are encrypted, and access is tied to your signed-in account. No online system can guarantee absolute security.

What can I track in 1cc.ai?

See net worth alongside cash, investments and other assets, minus credit-card balances and loans. Follow changes and open the records behind each total. Record income and spending, review cash flow, and keep balances in different currencies together with the exchange rate used. Track stocks, ETFs, options, gold and US Treasuries. Explore stock and option screeners, strategy building and portfolio risk alongside your holdings. Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period.

Can I export my data?

Not currently. CSV and Excel export are not implemented in the current app.

How does sync work?

Financial records are stored remotely through the 1cc.ai API and Supabase. Sign in to the same account on another supported device to access the same records.

Is 1cc.ai free?

1cc.ai is free to download on iOS and Android. Some features are part of optional in-app purchases or subscriptions. Current prices and what each plan includes are shown in the app before you buy.

Does 1cc.ai give financial advice?

No. AI summaries and market data are informational. 1cc.ai does not place trades, hold assets, or give financial, legal, or tax advice.