One workflow per app
Most personal finance apps do one job: budgeting, a stock watchlist, a gold price, or a net worth snapshot. Each shows its own number, and none of them shows how spending, cash, and holdings moved over the same month.
Tracker pages · personal finance app
Personal Finance App for Expenses, Net Worth, and Gold
Track expenses, cash, net worth, US stocks, ETFs, options, bonds, and gold in one personal finance app with AI summaries. Free to download on iOS and Android.
One set of records
1cc.ai keeps expenses, cash, and holdings in the same records. A month's spending, the change in cash, and the change in holdings are read together, and an AI summary describes the period on request.
Included today
Six asset types plus expenses
US stocks, ETFs, options, US Treasuries, gold, and cash, with expense records in the same account.
Where records are stored
Records are stored through the 1cc.ai API in Supabase-backed cloud storage and reached from your signed-in account.
No export yet
CSV and Excel export are not currently available in the app.
Use Cases
Check whether cash and net worth changed in the same month spending went up.
Track gold, ETFs, stocks, bonds, and expenses in one personal finance app.
Read an AI summary of the period. The output is informational, not advice.
From everyday records to long-term plans.
Assets and debts. One clear picture.
See net worth alongside cash, investments and other assets, minus credit-card balances and loans. Follow changes and open the records behind each total.
Understand where your money goes.
Record income and spending, review cash flow, and keep balances in different currencies together with the exchange rate used.
Your investments, with market context.
Track stocks, ETFs, options, gold and US Treasuries. Explore stock and option screeners, strategy building and portfolio risk alongside your holdings.
Make a plan for financial independence.
Set a FIRE goal from spending and investable assets. Compare contribution and return assumptions, adjust your plan and revisit the action after its review period.
Frequently asked questions
What does 1cc.ai track?
Daily expenses, cash balances, and holdings in US stocks, ETFs, options, US Treasury bonds, and gold. Supported US stocks update in real time during market sessions.
Is 1cc.ai a free personal finance app?
1cc.ai is free to download on iOS and Android. Some features are part of optional in-app purchases or subscriptions, and current prices are shown in the app.
Can I track gold in this personal finance app?
Yes. Physical gold is recorded by weight and cost, gold ETFs as positions. Both appear in the same portfolio as stocks, bonds, cash, and expenses.
Does 1cc.ai give personal finance advice?
No. 1cc.ai records and reviews your data. It does not give financial, legal, or tax advice, place trades, or hold assets.