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Tracker · personal finance app

Personal Finance App for Expenses, Net Worth, and Gold

1cc.ai keeps daily expense records, cash balances, net worth, and multi-asset holdings in one privacy-first finance app so routine money reviews do not depend on disconnected budgeting and investing tools.

Why personal finance apps feel fragmented

Many personal finance apps focus on one workflow: budgeting, portfolio watchlists, gold prices, or net worth snapshots. That makes it harder to understand how spending, savings, cash, and long-term holdings moved together during the same period.

How 1cc.ai keeps the full record together

1cc.ai combines expense tracking, cash review, net worth context, and multi-asset portfolio records. You can review stocks, ETFs, bonds, gold, and everyday spending from one product while keeping exports and AI summaries available for deeper personal review.

What you can track

Track everyday finances and long-term assets

Keep expenses, cash, stocks, ETFs, bonds, gold, and other personal finance records in one review workflow.

Use a privacy-first record model

The product is positioned around local encrypted storage with optional sync through personal cloud storage.

Export records for independent review

CSV and Excel exports help you keep personal records portable for spreadsheets, archiving, or outside review.

Common use cases

Review spending while checking whether cash and net worth changed.

Track gold, ETFs, stocks, bonds, and expenses in the same personal finance app.

Use AI summaries to inspect records faster without treating the output as financial advice.

Common questions

What makes 1cc.ai a personal finance app?

1cc.ai brings expense records, cash balances, net worth context, and multi-asset portfolio tracking into one app for personal review.

Is 1cc.ai a free personal finance app?

Yes. The public site describes 1cc.ai as free to download and free to use on iOS and Android.

Can I track gold in this personal finance app?

Yes. Gold tracking is part of the broader multi-asset workflow, alongside stocks, ETFs, bonds, cash, and expenses.

Does 1cc.ai give personal finance advice?

No. 1cc.ai is positioned as a record-keeping, tracking, and informational review tool, not as financial, legal, tax, brokerage, or custody advice.